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But lost car key replacements for premium or luxury models can be £1,000 or even £8,000. The average cost of replacing a manual car key in the UK in 2026 is £160, according to tradesperson finder Checkatrade, while for remote car keys it’s £320. It’s a type of cover you can add on to your car insurance policy or buy as a standalone product. Yes, car insurance is included in our Super Save Price Promise. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee.

• Pay-as-you-go car insurance policies usually offer fully comprehensive cover.
• The stated payout processing time is up to 3 working days, which looks fairly competitive for a multifunctional platform with such a wide range of methods.
• It’s a type of cover you can add on to your car insurance policy or buy as a standalone product.
• For the player, this means well-structured financial processes, controlled service standards, and greater confidence in every interaction with the site.
• Add-ons will cover you for scenarios and costs that are not typically included in car insurance policies.
• Yes, you can usually see quotes from pay-as-you-go providers like ByMiles if you tell us you drive below 6,000 miles a year.

There are several types of pay-as-you-go car insurance:

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Is car key cover included in standard car insurance?

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We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers. At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances. No, temporary car insurance is a type of insurance that covers you for a short period of time. Your insurer will keep your driving data safe and secure, generally just using it to monitor your driving habits and checking any claims you make or someone else makes against you.

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Some insurers providers offer black box insurance, but it's not always necessary to have a black box to get PAYG car insurance. If you’re a low mileage driver or you’re a new driver facing a high premium, you should consider pay-as-you-go car insurance as it could work out cheaper for you. Some comprehensive car insurance policies may include this or it may be covered under your home insurance. Covers the cost of draining and cleaning the fuel tank if you accidentally put the wrong fuel type in your car (known as misfuelling). Building a no-claims discount will reduce your premiums over time and if you’ve had no claims for several years you might want to protect it. Protects your no-claims discount by letting you make a certain number of claims within a year before it affects your premiums.